REGISTRUM

Register of charges in Cayman Islands – official record

A register of charges / pledges extract from the Cayman Islands lists security interests registered against a company at the date of issue. A correctly issued extract can still be refused abroad if an apostille or specific certification is expected and missing. The access regime and fee are confirmed before payment is taken.

What this document shows

A register of charges / pledges Cayman Islands extract is built around one entity and one date. It lists the charges registered against that company's assets as at the date named on the order.

Where an entry exists, the extract states the chargor and the chargee. It states the date the charge was created, and separately the date it was registered. It records the type of security taken – a fixed charge, a floating charge, or a specific named instrument – and whether a release or satisfaction has since been filed against that entry.

As a Cayman Islands company document, the extract reflects only what was filed. A charge created under an older form may carry less descriptive detail than one filed more recently. The register does not backfill missing detail, and this document does not interpret what is there.

The extract is ordered against a named company, not a named individual. A search by the company's registration number returns the same result as a search by its registered name, provided the name given matches the register's record exactly.

Once issued, a certified Cayman Islands extract carries the register's own certification on its face; an apostille, where the receiving party abroad requires one, is added afterwards as a separate step.

Fields left blank on the register stay blank on the extract. Nothing is inferred to complete them.

A firm ordering this record for a transaction typically wants the extract as filed, not as summarised by another party. This document is delivered as issued, without commentary on what any single entry might mean for a specific transaction.

Whether the Cayman Islands register of charges presents this information as one consolidated extract or as separate entries per charge remains unconfirmed here: the format is being checked against the primary source before this page states it as settled.

What it does not show

A register of charges extract confirms what was filed. It does not confirm that an underlying debt has been repaid where no release has been recorded, and it does not confirm the current solvency of the company the charge sits against.

Insolvency proceedings against the company sit on a separate record. Where a company enters liquidation or receivership, that status is held on the insolvency register for the Cayman Islands, not on the charges record. A charge can remain registered and unreleased while the company against which it sits is already in liquidation.

A charge over intellectual property owned by the company – a registered trade mark or patent – does not always appear here either. Where that applies, a separate IP registration certificate is the correct route to it, not this extract.

A change of chargee through assignment is not always separately flagged on this extract; where the register records assignment as a fresh entry rather than an amendment, the original chargee may still appear as if unchanged.

Whether the register itself is open to a search by any applicant, or restricted to a party able to show a registered interest, is not yet stated here as settled. The access regime for this register is being confirmed against the primary source.

None of this is stated as a defect in the record. It is simply outside what a register of charges is built to show.

How it is obtained

The issuing authority for this record, and the fee that authority charges for an extract, are being confirmed against the primary source at the time of writing. Under the law in force in Cayman Islands, an order proceeds only once that confirmation is complete.

Once confirmed, an extract is returned within the timeframe stated on the order form at the point of order, along with the fee that applies at that date.

The extract itself is issued in English. Whether a foreign applicant can obtain a Cayman Islands register of charges record without a locally registered agent, and whether an electronic signature or a national identifier is required, sits inside the same regime confirmation described above.

Where a receiving authority abroad requires an apostille on top of the register's own certification, that apostille is added as a separate step once the underlying extract has been issued, not folded into the base fee.

A certified translation, where the receiving party requires the document in a language other than English, is ordered as a further add-on and confirmed with its own timeframe before it is added to the order.

Courier delivery and a rush handling option sit alongside these two; each is confirmed on its own terms once the base extract's route is settled, and neither is assumed by default.

Reuse of the document, once supplied, is governed on a per-document basis. Redistribution beyond the matter it was ordered for sits outside that regime and is addressed separately, at the reuse and redistribution limit for charges register records.

None of this delays a decision on whether the order is placed at all. That decision is made once the authority, the fee and the regime are confirmed – before payment, not after. This applies to every order placed for this record, without exception.

Price and timeline

Price on request: the fee for this extract is confirmed once the issuing authority and the access regime are settled, and no figure is stated on this page ahead of that check. Add-ons available alongside the base order include apostille, certified translation, courier delivery and a rush handling option, each confirmed on its own timeframe once added to the order. If the document does not exist in this jurisdiction or cannot be obtained for you, we say so before you pay and we do not take the order.

How long does a register of charges / pledges from Cayman Islands take?

Turnaround depends on confirmation of the access regime and the fee, both being checked against the primary source for this Cayman Islands register of charges. Once that confirmation is complete, the timeframe is stated on the order form before payment is requested, along with any add-on chosen, such as apostille or rush handling.

Will a Cayman Islands document be accepted abroad without an apostille?

Acceptance abroad depends on the receiving authority, not on REGISTRUM. A correctly issued extract can still be refused where the receiving party requires an apostille or another specific certification and the document is presented without it. Apostille is available as an add-on at the point of ordering.

What does a register of charges / pledges in Cayman Islands not show?

The extract shows registered charges as filed. It does not show current insolvency status, which sits on the insolvency register for the Cayman Islands, and it does not confirm that an underlying debt has been repaid where no release has been filed. An intellectual property charge may sit on a separate record rather than here.

Can this extract be ordered for a company not incorporated in the Cayman Islands?

No. The Cayman Islands register of charges covers charges registered against Cayman Islands companies. A company incorporated elsewhere is not on this record, even where its assets sit locally. An order against that company's own register of charges needs to be placed in the jurisdiction where it is incorporated.

Does the extract state whether a registered charge has been released?

Where a release or satisfaction has been filed and recorded, the extract states it against the original entry. Where no release appears, the charge is shown as still registered; that entry does not by itself confirm whether the underlying obligation has been settled outside the filed record.

To order this record, state the entity, the jurisdiction and the date you need it by; we confirm availability and the fee before you pay. Where the self-service route suits the timeline better, the register of charges document overview sets out the record and its limit without placing an order.

REGISTRUM obtains and delivers official records issued by public registers and licensed registered agents. This page describes what those records contain and how they are obtained. It is not advice on the legal effect of any record. To order, write to info@registrumfirm.com.

By Ruth Callaghan

Make an enquiry

Or email us directly: info@registrumfirm.com